Zenith Bank Code For Transfer: How To Send Money Easily

Zenith Bank Code For Transfer: If you bank with Zenith Bank, then you’ve probably heard of the Zenith Bank USSD code *966#. This short code allows you to perform quick banking transactions on your phone without the internet. Whether you’re sending money to another Zenith account, transferring to Opay or PalmPay, buying airtime, or checking your balance, everything can be done easily with *966#.

In this post, you’ll learn how to activate Zenith Bank’s USSD code, how to transfer money, what details are required, and how to use it for mobile and electronic transfers.

What Is Zenith Bank Code For Transfer

The official Zenith Bank USSD code for transfer is: *966# This code is called Zenith Bank EazyBanking.

It works on all major Nigerian mobile networks MTN, Glo, Airtel, and 9mobile and does not require an internet connection.

You can use this code on any type of phone — from basic phones to smartphones.

How To Activate Zenith Bank USSD Transfer

Before you can use *966# to transfer money, you need to activate it on your mobile number that is linked to your Zenith Bank account.

Here’s how to do it step-by-step:

• Dial 966# On Your Registered Mobile Line. Make sure you use the same SIM number you registered with your bank account.
• Follow The On-Screen Instructions: Select “Register” or “Create PIN.”
• Enter your 10-digit Zenith Bank account number.
• Create a 4-Digit PIN: This PIN will be used for all your USSD transactions. Keep it safe and private.
• Confirm Your PIN: Once successful, you’ll get a message that your *966# EazyBanking is activated.

That’s it! You can now use the Zenith USSD code for transfers, airtime purchase, and more.

How To Transfer Money Using Zenith Bank USSD Code

Once you’ve activated the USSD code, you can transfer money in seconds. Follow these simple steps:

To Transfer to Another Zenith Bank Account:

Dial*966*Amount*Account Number#

For example,*966*10000*1234567890# Then select Zenith Bank and confirm with your 4-digit PIN.

To Transfer To Other Banks:

Dial*966*Amount*Account Number# Select the recipient’s bank name (e.g., Access Bank, GTBank, Opay, PalmPay) and confirm with your PIN.

Example: If you want to send ₦5,000 to an Access Bank account 0123456789, dial:*966*5000*0123456789#, select Access Bank, then confirm.

How To Transfer To Opay Using Zenith USSD

Transferring to Opay from your Zenith Bank account using the USSD code is simple. Just follow these steps:

• Dial *966*Amount*Account Number#
• Select Opay or Paycom as the bank name.
• Confirm the account name displayed on-screen.
• Enter your 4-digit PIN to complete the transaction.

Example: If you want to send ₦2,000 to an Opay account 1234567890, dial:*966*2000*1234567890#, then select Paycom (Opay), and confirm.

What Is Zenith Bank’s Access Code

Zenith Bank’s access code is simply the USSD short code *966#. It gives you access to your account from any GSM phone. This code lets you:

• Transfer funds
• Check account balance
• Buy airtime and data
• Pay bills (DSTV, PHCN, GOTV, etc.)
• Open a new account instantly
• It’s called EazyBanking because it makes banking fast, easy, and available 24/7.

How To Do An E-Transfer (Electronic Transfer)

Electronic transfers refer to moving money between bank accounts through mobile banking apps, USSD codes, or internet banking.

To do an e-transfer with Zenith Bank:

Using Zenith Mobile App

• Download and install the Zenith Bank Mobile App from Play Store or App Store.
• Log in with your credentials.
• Tap on “Transfer.”
• Choose the recipient’s bank and account number.5. Enter the amount.
• Confirm with your PIN or token.

Using *966#

As shown earlier, dial *966*Amount*Account Number#, choose the bank, and confirm with your PIN.E-transfers are instant, secure, and can be done anytime, anywhere.

What Details Are Needed For Zenith Transfers

To successfully transfer money from Zenith Bank, you’ll need:

• Recipient’s Account Number – The 10-digit bank account number.
• Bank Name – (e.g., Access Bank, GTBank, Opay).
• Amount – The exact money you want to send.
• PIN or Token Code – For authentication.
• Your Registered Phone Line – To access *966# or receive OTPs.
• Always double-check account details before confirming a transfer to avoid errors.

How To Transfer Money With Mobile Banking

If you prefer the Zenith Bank Mobile App, follow these easy steps:

• Log into the Zenith Bank App.
• Tap Transfers.
• Select whether it’s “Zenith to Zenith” or “Other Banks.”
• Input the account number and amount.
• Add a short narration (e.g., “Food money”).
• Verify the account name.
• Tap “Send” and confirm with your PIN or token.
• Your recipient will receive the money instantly.

Conclusion

The *Zenith Bank USSD transfer code (966#) is one of the easiest ways to send and receive money in Nigeria. Whether you’re transferring to another bank, Opay, or PalmPay, this simple code makes it possible anytime, even without internet access. By activating and using *966#, you can enjoy quick, safe, and reliable banking at your fingertips.

Frequent Asked Questions – FAQs

Can Zenith Bank Transfer Money To PalmPay

Yes. You can transfer money from Zenith Bank to PalmPay by dialing*966*Amount*PalmPay Account Number#, then selecting PalmPay (or PalmPay Limited) as the bank name.

What Are The Codes For Zenith Bank

Here are the most common Zenith USSD codes:

• Check Balance 96600#
• Transfer Money 966Amount*Account Number#
• Airtime (Self) 966Amount#
• Airtime (Others) 966Amount*PhoneNumber#
• Account Opening 9660#
• Bill Payment 9667AmountCustomerID#
• Cardless Withdrawal 96660#

How Do I Reset My Zenith USSD PIN

Dial *966*60#, select PIN reset, and follow the instructions.

Can I Use *966# Without An ATM card

Yes. You can register with your account number only, but to perform high-value transactions, you may need to link your ATM card.

Is Zenith USSD Code Safe

Absolutely. It uses a secure PIN system and works only on your registered SIM, keeping your funds protected.

For more information on Zenith Bank Code For Transfer: How To Send Money Easily, visit this blog post, https://blog.sycamore.ng/list-of-zenith-ussd-codes-2025