How To Get 5-Digit Pin For First Bank Transfer In 2025/2026

If you have an account with First Bank of Nigeria and you don’t no how to get your 5-digit pin, then this article is for you.

In this blog post, i explained everything you need to know about How To Get 5-Digit Pin For First Bank Transfer included, How to Create a Transfer PIN on First Bank, How to Get First Bank Token Code for Transfer and more.

let’s get started

What Is A 5-Digit Bank PIN

A 5-digit bank PIN is a Personal Identification Number used to authorize your money transfers and other secure banking activities. Think of it as your digital signature — a secret code that confirms it’s really you making the transaction.

For FirstBank customers, this PIN is used when performing tasks such as:

• Sending money using the *USSD code (894#)
• Transferring funds through the FirstMobile app
• Paying for goods and services
• Checking your account balance
• Buying airtime or data

The 5-digit PIN helps protect your money from unauthorized access. Without it, no one can complete a transaction from your account.

How Can I Get My 5-Digit PIN For My FirstBank Mobile Transfer

If you’ve just opened a FirstBank account or are using their USSD code (*894#) for the first time, you’ll need to create your 5-digit PIN before you can make transfers. Here’s how to do it step by step:

Method 1: Using The FirstBank USSD Code

• *Dial 894# on your registered phone number (the one linked to your FirstBank account).
• From the menu, select “Transfer” or “Quick Banking.”
• You’ll be prompted to create a new 5-digit PIN.
• Enter any 5-digit number of your choice that you can easily remember.
• For example, 12345, 67890, or any unique number.
• Confirm the PIN by typing it again.
• After setting it up successfully, you can now perform transfers using the *894# service.

Method 2: Through the FirstMobile App

If you prefer mobile banking through the app:

• Download and install the FirstMobile app from the Google Play Store or Apple App Store.
• Open the app and register your account using your FirstBank debit card details.
• During registration, you’ll be asked to create a 5-digit transaction PIN.
• Choose a PIN that’s secure but easy for you to recall.
• Confirm your PIN to complete the setup.
• Once this is done, you can make transfers anytime on the app.

How To Create A Transfer PIN On First Bank

Creating a transfer PIN is simple whether you’re using the USSD or the mobile app. Here’s how to set up your 5-digit PIN directly:

Method 1: For USSD Users

• Dial 8940# on your registered phone number.
• Follow the prompts to set up your USSD profile.
• Create your 5-digit PIN.
• Confirm it.
• You’ll receive a confirmation message once your PIN has been successfully created.

Method 2: For App Users

• Log into the FirstMobile app.
• Go to Settings → Security → Transaction PIN.
• Select “Create PIN.”
• Enter your preferred 5-digit PIN.
• Confirm it to complete the setup.
• This PIN will now be required for every transfer or payment you initiate on the app.

How To Get 5-Digit PIN For First Bank Transfer Via SMS

If you don’t have internet access or you’re not using the FirstMobile app, you can still create or recover your 5-digit PIN via SMS. Follow these steps carefully:

• Dial 8940# using your registered number.
• You’ll get an on-screen prompt to enter your ATM card details (last 4 digits of your card).
• Follow the next prompt to create your 5-digit PIN.
• Once you set the PIN, you’ll get a confirmation message via SMS stating that your PIN setup was successful.

Note: For security reasons, FirstBank does not allow you to request or receive your existing PIN directly via SMS. You can only create or reset it through verified methods.

How To Get First Bank Token Code For Transfer

The FirstBank token is another layer of protection used for online transactions — especially when using the FirstOnline (Internet Banking) platform.There are two types of tokens you can use:

Hardware Token

This is a small physical device that generates unique 6-digit codes each time you want to make a transaction online.

You can request it at any FirstBank branch.It costs a small fee (usually around ₦1,500 – ₦2,000).

The device generates random codes you’ll use alongside your PIN for added security.

Soft Token (FirstToken App)

This is a digital version of the token that you install on your smartphone. Here’s how to get it:

• Download the FirstToken app from your phone’s app store.
• Log in using your FirstBank Internet Banking credentials.
• Follow the prompts to activate your token.
• Once activated, you’ll see a 6-digit code generated each time you open the app.
• Use that code whenever the bank requests a “Token Code” for transfers.
• This ensures your online transfers are highly secure.

How Do I Reset My Transaction PIN On The FirstBank App

Forgetting your transaction PIN is quite common. The good news is that FirstBank makes it easy to reset your 5-digit PIN safely. Here’s how:

Method 1: Through the FirstMobile App

• Open the FirstMobile app.
• Tap on “Settings” – “Security” – “Reset Transaction PIN.”
• You’ll be asked to enter your card details or OTP sent to your registered number.
• Create a new 5-digit PIN and confirm it.Your new PIN will now replace the old one.

Method 2: Through the USSD Code

• Dial 8940#.
• Select “Reset PIN” from the menu.
• Follow the on-screen instructions to verify your identity.
• Enter a new 5-digit PIN.
• Confirm your new PIN.
• You’ll receive an SMS confirming that your PIN reset was successful.

Conclusion

Your 5-digit PIN is the key to accessing your FirstBank mobile and USSD services securely. Whether you’re setting it up for the first time, retrieving it, or resetting it, the process is quick and straightforward.

Always make sure your PIN is unique, private, and easy to remember. With it, you can transfer money, buy airtime, and pay bills conveniently — anytime, anywhere.

By following this guide, you can confidently manage your FirstBank transactions without fear of errors or fraud.

Frequent Asked Questions – FAQs

What Is The New Code For FirstBank Transfer

The official USSD code for FirstBank mobile transactions is *894#.You can use it to:

• Send money
• Check balance
• Buy airtime pay bills
• Open an account
• To transfer money, simply dial: *894AmountAccount Number#
• Then follow the prompts and enter your 5-digit PIN to confirm.

Do I Need My PIN For All Transactions

Yes, your 5-digit PIN is required for all major transactions, including:

• Money transfers
• Bill payments
• Airtime purchases
• Account setup on new devices
• This is for your safety. Without your PIN, no one can move money from your account.

Can I Use The Same PIN For The App And USSD

Yes, you can use the same 5-digit PIN for both the FirstMobile app and USSD transactions. However, some users prefer to use different PINs for added security.

What Should I Do If I Forget My PIN?

If you forget your PIN, simply reset it via:

The FirstMobile app, or Dialing *894*0# and choosing “Reset PIN.”

Always keep your new PIN private and never share it with anyone — not even bank staff.

How Can I Protect My PIN From Fraudsters

To stay safe, follow these important tips:

• Never share your 5-digit PIN or token code with anyone.
• Ignore calls or messages asking for your PIN.
• Always confirm you’re dialing the correct USSD code: *894#.
• Avoid using easily guessed numbers like your date of birth.
• If you suspect unauthorized access, contact FirstBank customer care immediately via 0700FIRSTCONTACT (0700-34778-2668228) or visit the nearest branch.