How To Check OPay Balance With USSD Code 2025/2026 [UPDATED]

How To Check OPay Balance With USSD Code: If you’re using Opay in Nigeria, this is goodnews. Whether you want to check your balance, send money, buy airtime, or fund your account, the OPay USSD code makes it fast and easy — even without an internet connection.

In this blog post, you’ll learn how to check OPay balance with a USSD code, as well as how to perform other essential transactions.

Let’s get started

What Is OPay USSD Code

The OPay USSD code is a short dialing code that allows users to perform banking transactions directly from their mobile phones — no internet, no app. This service is designed to make financial transactions easy, especially for those in areas with poor internet access.

The official OPay USSD code is 955#.With this simple code, you can check your balance, transfer money, buy airtime or data, fund your wallet, and much more.

Also Read: How To Activate Keystone Bank Ussd Code: Step By Step Guide

How To Check OPay Balance With USSD Code Without App

If you want to check your OPay wallet balance without opening the app, here’s what to do:

• Dial *955# on your mobile phone.
• Select option 4 (Check Balance) from the menu.
• Enter your OPay transaction PIN to confirm.
• Your wallet balance will appear on your screen instantly.

Note: You must dial the USSD code from the phone number linked to your OPay account.

Also Read: How To Activate Sterling Bank USSD Code: 2025/2026 Guide

How To Withdraw Funds Using OPay USSD Code

You can easily withdraw cash from your OPay account through an OPay agent using the USSD code. Follow these simple steps:

• Dial *955# on your phone.
• Select “Withdraw Funds” or option 3.
• Enter the agent’s OPay account number or choose to scan the agent’s QR if available.
• Input the amount you want to withdraw.
• Confirm the transaction with your PIN.
• The agent will give you the cash once the transaction is successful.
• This method is safe, fast, and requires no data connection.

How To Fund Your OPay Account With USSD Code

If you want to add money to your OPay wallet, you can use the OPay USSD code or other banks’ USSD codes.

Fund Directly Via OPay USSD Code

• Dial *955#.
• Select “Add Money” or option 2.
• Follow the on-screen prompts to choose your bank and complete the process.

Fund Through Your Bank’s USSD Code

Most Nigerian banks allow you to transfer directly to your OPay wallet using their own USSD codes.

For example:GTBank: Dial 73722# and follow the prompts.

• UBA: Dial 91922#.
• Access Bank: Dial 90122#.
• First Bank: Dial 89422#.
• Simply choose OPay as the destination wallet when asked.

How To Create OPay Account With USSD Code

You don’t need to download the app to open an OPay account — it can be done right from your phone with the USSD code. Here’s how:

• Dial *955#.2. Select “Open Account”.
• Enter your full name and other requested details.
• Set your four-digit PIN for security.
• After successful registration, you’ll receive a confirmation message with your new OPay account number.
• That’s it — your OPay account is active and ready for transactions.

OPay USSD Code For Funds Transfer

You can transfer money from your OPay account to another OPay user or even to a bank account. To transfer to another OPay user:

• Dial *955#.
• Select “Transfer”.
• Choose “To OPay Account”.
• Enter the recipient’s phone number.5. Input the amount and your PIN to confirm.

To Transfer To A Bank Account:

• Dial *955#.
• Select “Transfer”.
• Choose “To Bank Account”.
• Enter the account number, select the bank, and confirm with your PIN.
• Funds are transferred instantly — no delay!

OPay USSD Codes For Data Purchase

Buying data with OPay USSD is super easy:

• Dial *955#.
• Select “Buy Data”.
• Choose your network (MTN, Airtel, Glo, or 9mobile).
• Enter the amount or data bundle type.
• Confirm with your PIN.
• Your data will be activated immediately.

OPay USSD Codes For Airtime Purchase

You can top up airtime for yourself or others directly with the USSD code.

• Dial *955#.
• Select “Buy Airtime”.
• Choose “Self” or “Others”.
• Enter the phone number (if not self).
• Enter the amount and confirm with your PIN.
• Within seconds, your phone will be credited.

OPay USSD Code For Airtel Users

If you are using Airtel, you can access OPay services directly from your Airtel SIM.Simply dial *955# on your Airtel line.

You can then check balance, send money, buy airtime/data, or perform any other transaction.

The code works perfectly across all networks in Nigeria — including Airtel.

OPay USSD Code For MTN Users

For MTN subscribers, OPay’s USSD code also works smoothly. Just dial *955# on your MTN line.

Follow the prompts to check your balance or perform any transaction.

Make sure your MTN number is the same one linked to your OPay account.

OPay USSD Code For Loan

OPay also offers quick loans to eligible users through the OPay app or via the USSD platform. To apply for a loan using USSD:

• Dial *955#.
• Select “Loans” from the menu.
• Follow the prompts to apply.
• Alternatively, you can use the OPay app for faster approval and loan management.

Advantages Of Using OPay USSD Code

Here are some reasons Nigerians love using OPay USSD:

• No Internet Required: Works on all mobile phones.
• Speed: Transactions complete in seconds.
• Availability: Works 24/7, even during network downtime.
• Ease of Use: Simple and menu-based system.
• Secure: Protected with a personal transaction PIN.

Conclusion

The OPay USSD code (955#) has made digital banking simple for everyone, whether or not you have internet access. You can check your balance, send or receive money, buy airtime and data, fund your wallet, or even open an account without using the app.

With its convenience, speed, and reliability, OPay remains one of Nigeria’s best mobile financial platforms. Dial *955# today and enjoy stress-free banking at your fingertips.

Frequent Asked Questions – FAQs

Are There Any Hidden Fees For Using OPay USSD Codes

No. OPay transactions via USSD are mostly free or attract very minimal service charges (depending on the transaction type). You’ll always see the amount before confirming, so there are no hidden fees.

What Should I Do If I Have Problems Using OPay USSD Codes

If your USSD transaction fails, ensure that:

• You have sufficient balance.
• You’re dialing from the registered OPay phone number.
• The network signal is strong.

If the problem persists, contact OPay customer care through: The app’s help section Email: support@opay-inc.com Phone: 0700 8888328

For more information on How To Check OPay Balance With USSD Code, visit this blog post, https://dtunes.ng/blog/opay-ussd-codes