How To Check Account Balance On UBA Via Online 2025/2026
how to check account balance on uba: Managing your bank account has never been easier, especially with the technological innovations introduced by the United Bank for Africa (UBA).
Whether you’re using a smartphone or a basic feature phone, UBA offers multiple convenient ways to check your account balance anytime, anywhere.
In this article, I explained everything you need to know about how to check account balance on uba — including USSD code, SMS, mobile app, and online banking and more.
Let’s dive right in!
How To Check UBA Account Balance Using USSD Code
The UBA USSD code is the quickest and most convenient way to check your account balance without an internet connection. This method works perfectly on both smartphones and basic (button) phones.
Step-by-Step Guide:
- Dial *919# on the phone number linked to your UBA account.
- Select “Check Account Balance” from the list of options.
- Enter your 4-digit UBA transaction PIN to confirm your identity.
- Your current account balance will be displayed instantly on your screen.
Important Note: if you are a first-time user, you’ll need to activate the UBA USSD code before using it:
- Dial *919#
- Follow the prompts to register
- Set a 4-digit PIN, and you’re ready to go.
- USSD Code for UBA: *919#
- Network Compatibility: Works on MTN, Airtel, Glo, and 9mobile
How To Check UBA Account Balance Without A PIN
Some users may wonder if they can check their balance without entering their PIN, especially when they forget it or have security concerns.
Unfortunately, for security reasons, UBA does not allow users to check their balance without a PIN on USSD.
The PIN ensures that only the account owner can access sensitive financial information. However, you can use alternative methods that don’t require your USSD PIN:
- Use the UBA Mobile App: Log in with your fingerprint or password.
- Use UBA Internet Banking: Access your account via your username and password.
- Visit a UBA ATM: Insert your debit card to view your balance.
- These options provide secure and PIN-free alternatives for checking your balance.
How To Check Account Balance On UBA Mobile App
The UBA Mobile App is a user-friendly platform that allows you to carry out almost all banking transactions from your smartphone. Checking your account balance is simple and fast.
Steps to Check Balance on the UBA App:
- Download the UBA Mobile App from Google Play Store or Apple App Store.
- Log in using your registered phone number, email, or username.
- On your dashboard, your account balance will appear right on the home screen.
- If it doesn’t appear immediately, tap on “Accounts” → “View Balance.
Why You’ll Love the App:
- 24/7 access to your balance.
- Secure with fingerprint or face ID login.
- Also allows you to transfer funds, pay bills, buy airtime, and more.
How To Check UBA Account Balance Via SMS
You can also check your UBA balance via SMS, especially if you don’t have an internet connection or smartphone.
How It Works:
Simply send “BAL” (without quotes) to UBA’s SMS banking number: UBA SMS Banking Number: 20220 (Nigeria only) You’ll receive an instant SMS showing your account balance.
Note: You must send the SMS from the phone number linked to your UBA account. Standard SMS charges may apply depending on your network provider.
How To Check Account Balance On UBA Mobile
If you’re wondering how to check your UBA account balance on mobile, there are two main options:
- UBA Mobile App (for smartphone users)
- UBA Magic Banking (USSD code: 919#) (for feature phone users)
- Both options are mobile-friendly, but here’s the difference: UBA App – requires internet, offers full mobile banking.
- UBA USSD – works offline, ideal for quick transactions.
- So, depending on your phone type and internet access, you can choose the one that suits you best.
How To Check UBA Account Number Via SMS
If you’ve forgotten your UBA account number, don’t worry — there are several simple ways to retrieve it.
Using USSD
- Dial *919# on your UBA-registered number.
- Select “Check Account Number.”
- Your UBA account number will appear on your screen.
Using SMS
- You can also send a text message with the word “ACCOUNT” to 20220.
- UBA will send you an SMS containing your account number linked to that phone number.
Via Customer Care
- If these methods don’t work, contact UBA customer care (see section below) and provide your registered phone number, full name, and possibly your BVN for verification.
How To Check UBA Account Number With BVN
Your BVN (Bank Verification Number) is a unique 11-digit identifier that links all your bank accounts together. You can use it to recover or verify your UBA account details.
- Dial *565*0# on your registered phone number to view your BVN.
- Once you have your BVN, visit any UBA branch or contact UBA customer care.
- Provide your BVN and identification, and they’ll help you retrieve your account number securely.
- This method is useful if you no longer have access to your UBA-registered SIM card.
UBA Customer Care Number And Contact Options
Sometimes, you may face technical issues or need assistance with your account. UBA provides multiple customer support channels that are available 24/7.
Contact UBA Customer Care via Phone:
UBA Customer Care Number (Nigeria):
- +234 700 2255 822
- (0700 CALL UBA)
- +234 1 280 8822
- +234 1 631 9822
Via Email: cfc@ubagroup.com
- Via Social Media:Twitter: @UBACares
- Facebook: facebook.com/ubagroup
- Instagram: @ubagroup
- Live Chat on Website: Visit www.ubagroup.com → click “Chat with Leo”, the virtual assistant that provides instant help.
Note: For faster service, always contact UBA using the phone number linked to your account.
Frequent Asked Questions – FAQs
Can I Check My Bank Balance Over The Phone
Yes! You can check your UBA bank balance over the phone using the USSD code *919#, by sending BAL to 20220, or by calling UBA customer care for assistance.
Can I Use UBA USSD On Any Phone
Absolutely. The UBA USSD code works on any mobile phone, whether it’s a smartphone or a basic feature phone. You don’t need mobile data — just ensure your UBA-linked SIM card is active.
Is There A Fee For Checking My Balance
Yes, UBA may charge a small fee (₦10–₦20) for checking your balance via USSD. Checking via the mobile app or internet banking is usually free.
